Wednesday, December 11, 2013

Job Market Faces New Problem, Hitting One Unlucky Group Really Hard



It's not as if the job market is blazing hot for anyone lately, but new data shows that one key demographic group that has historically been a leader, is now badly falling behind.

According to Nick Colas, the chief market strategist at ConvergEx Group, recent graduates under 25 years-old are in a particularly bad spot right now.

"It's usually college grads that do well," Colas says in the attached video."They get the first time jobs, they're pretty cheap to employ, and generally have pretty high job satisfaction."

But, he says since the recession new government data shows that this unlucky group stands out in three key ways like never before.

  • Overqualified: 52% of recent grads are in jobs where a college degree is not required. Colas calls this the "most startling" new problem and says it clearly leads to high job dissatisfaction, which itself leads to other problems.
  • Job Hunting at Work: Almost one in three recent grads admit to looking for a new job while on the clock at their current job. "While they're at work doing job A, they're looking for job B," he says.
  • Huge Pay Cuts: Despite ever increasing average tuition costs for a four-year degree ($63,000 public, $130,000 private)the pay-out when the cap and gown comes off is actually going down. In fact, Colas says recent grads now earn about $3,200 less today than they did in 2000. "It's much less, up to 30% less in many cases," he says.

Of course, the driving factor behind this new post-collegiate hardship is a very sluggish recovery following the great recession of 2008. Another facet adding to the problem is the fact that fewer people are retiring at age 65, and are choosing to work longer to beef up their retirement nest-eggs which were slammed during the financial crisis.

"Older workers are actually the big growth area," Colas says, and "younger workers are the ones that are really taking it on the chin." He calls this structural employment problem ''a big change" from prior recoveries and says the findings raise an important question.

"One is, what does college prepare you to do?" he says. "That's a big problem because colleges charge you a lot of money, but you don't necessarily get a big pay off at the end of it."


By Yahoo Finance - Matt Nesto

Wednesday, December 4, 2013

10 Thoughts That Can Super-Motivate You

10 Thoughts That Can Super-Motivate You

The true difference between success and failure is your ability to get and keep yourself motivated.
Whether you're an experienced entrepreneur or just starting out, there's nothing more essential to success than keeping yourself motivated.  Here are 10 thoughts that motivational guru Omar Periu shared with me a while back:
  1. Motivation means choosing to do what you'd rather not do, which is why unmotivated people never get anywhere.
  2. Most people want to improve their situation but few take responsibility for motivating themselves to make changes.
  3. People can always validate the decision to avoid unpleasant work. Example: "Today, I'll get organized; tomorrow I'll make cold calls."
  4. Motivation comes from managing your mind and your emotions.  Fail at this and you'll live a life of quiet desperation.
  5. The most depressing and de-motivating sentences in the world usually begin with the phrase "Someday, I'll..."
  6. If you find yourself thinking negative thoughts, go someplace quiet and replace those thoughts with positive affirmations, prayer or meditation.
  7. To get big results, ask yourself big questions. "Why do I want to be a millionaire?" is far more motivating than "How can I make a living?"
  8. Don't set goals that just excite you; set goals that scare you a little bit. That way they'll strengthen your "motivation muscle."
  9. What holds people back is fear of failure, but if you don't take action, you'll fail by default, so what have you got to lose?
  10. You can have whatever you want in life, but nobody is going to give it to you.  Everything of value must be earned.
Article by Geoffrey James

Saturday, November 30, 2013

The 20 mistakes you don't want to make in your 20's


Your 20s compose undoubtedly the most pivotal time in your life. While there are plenty of temptations and distractions, the decisions you make here are truly what dictate your future, as the weak fail and only the strong survive.

Do you have what it takes to become a monumental success? Or will you live out a life of mediocrity? The choice is up to you. While many think they have all the answers and the keys to success, we have seen those people make the same pitfalls too many times before.

This is the time for you to hustle, scrap and fight for the life that you want for yourself. You manifest your own destiny during these crucial years.

Every move you make is a test. Don’t f*ck it up. These are the 20 Mistakes You Don’t Want To Make In Your 20s.

20. Working for money, not for building your dreams

Never do anything just because it’s convenient for you. Look to challenge yourself and build your own dream instead of building someone else’s. Even if it doesn’t exactly make sense now, create something with great value so you can cash out big.

Always look to the future and never for immediate compensation. What are you going to do with those weekly wages anyways? Stop being so entitled and pretending like you deserve cash, prizes and vacations just yet. You will soon realize once you’ve made it that making money doesn’t make you happy. It’s the journey.


19. Thinking that this is the right time to fall in love

While all of your friends might be doing it, don’t fall into the trap of a relationship. Sure it seems like the right thing to do, but your 20s are entirely too crucial for your personal growth for you to be focusing on fulfilling the wishes of another individual.

Not only does it make you complacent with where you are in life, but it makes you boring. When your business is at stake and your future is resting on your shoulders, the last thing you need is to be bogged down by an insecure lover rushing you home.

Get out there, meet new people, test the limits and have fun. It will take you to the places you’ve only dreamed of going.


18. Trying to act like the man rather than learning how to become one

Instead of going overboard on the Gucci monogram and bottles in the club, as if you just signed to Rocnation, spend that time focusing on your career.

Every second counts and if more time is spent pretending to be the person you want to be instead of becoming that man, then you’ll sink in quick sand without even knowing it.

A real man is willing to make sacrifices. If you aren’t down to put in the work, then please don’t act like you are. You can enjoy the success when you actually attain it.


17. Making friends instead of earning trust

The in-crowd may be tempting, but you’ll probably fall victim to surrounding yourself with social climbers. We know you feel entitled to celebrate, but please relax. It’s never attractive when you act as though this is the last time you’ll ever see this in life.

Make connections with people based on trial and error, not presuppositions and drunk ranting about what they can do for your business.

If you ever want people to take you seriously, then you have to take them seriously. Just because you think you trust someone doesn’t always mean you can. Heed any red flags in the past before jumping into any kind of venture with them.


16. Not caring because you only live once — that’s for fools

We all are guilty of irrational decision-making in our 20s. Fast people and fast times with money in your pocket always lead to over-extending yourself.

A life of partying, heavy drugs and pretty much having that YOLO attitude will leave you flat on your ass. Get focused and lock into what you’re supposed to be doing. If you don’t know what that is, then you better figure it out ASAP.


15. Making all your wants, needs

Expensive women and cheap thrills coupled with the expensive sneakers should not be on the list of your needs. Setting the foundation for your business and team is far more important than updating your wardrobe and chasing sex.

Distinguish between what you want and what you actually need. Make sure your priorities are in tact or you will lose your track.


14. Forgetting that family comes first

Those who supported you before anything deserve to be taken care of when you reach your success. If you aren’t doing this for the ones you love, then you’re not doing it right. Family comes first, no matter what happens. If you work for whom you love instead of just yourself, you will get far.


13. Blaming anyone else but yourself for anything in life

Hold yourself accountable for everything. At the end of the day, all you have in the world is yourself — so go hard. Don’t look to anyone for answers and instead of making problems, create solutions.

Whether it was that job you wanted, the funding you needed or the love you think you can’t live without, there is no one that can be held accountable in this universe except for you.


12. Getting comfortable like you actually deserve down time

Unless you’re chilling with Victoria’s Secret models in Monaco this weekend, you shouldn’t even be thinking about taking a break anytime soon. You need a vacation?

What have you accomplished? Mark Cuban spent seven years building out his first business before he even took a break. Don’t get lazy now.


11. Sticking with jobs that didn’t teach you anything

A bad job is like an unhealthy relationship. Truthfully, the only reason you’re there is because it is the safest and easiest thing you know.

Any job or relationship that allows for you to get comfortable should be avoided at all costs. The last scenario you could ever want is becoming like the rest of those miserable 40-somethings faced with weekends of minivans and soccer practice.


10. Following the crowd instead of forging against it

You can be aware of the trends, but never follow them. If all your time is spent trying to adjust to your surroundings, you’ll get lost in the crowd all the more easily.

Success and greatness are constructed by trendsetters themselves, not those who latched on to what’s currently trending. We hope that you don’t have any aspirations to look like your favorite rapper. Temptation to be influenced by those who you aspire to be like is easy, but no one finds his or her calling while following in the footsteps of another.


9. Failing to energize those around you

Although you may sometimes think there is a lack of talent in your networks — this is never the case. It is your sole responsibility to inspire, encourage and drive those around you to succeed.

Failing to do so only confirms that you fall victim to that which you accuse others of. Change and greatness can be sparked everywhere, but bring it upon yourself to trigger it.


8. Thinking you need to stop learning and growing

You have more zeros at the end of your bank statement and stamps in your passport than you had ever imagined. Don’t consider this your victory lap, but rather as a taste of greatness. Do you live to enjoy the moments you dreamed of or a lifetime of unimaginable success?

The common misconception that once things are in your favor, you no longer have to put in the 3:00AM work hours is a dangerous problem. The fewer nights that you’re willing to put in the work, the fewer opportunities you will have to celebrate your achievements in the future.


7. Thinking that anyone will ever pay you back

Your 20s will be accompanied with a slew of poor investments by both you and those around you. Whether rich or poor, there will always be someone in your circle that will need a helping hand. If you ever think you’re going to see that money again, you’re sorely mistaken.

If there were a plan of action and re-investment, then the truth is that you will not see $1 back. Times are tough, especially in your 20s and finding a route back to financial freedom is often seen only when winning the lotto or signing your first deal with Ca$h Money Records.

Of course miracles do happen, but the probabilities that you’ve essentially given the money away are far too high.


6. Investing in relationships with the wrong values

Your love life is an investment — and the smarter the deals you execute, the savvier of an investor you become. Instead of navigating through an ambiguous investment in which you shower your lover with cash and prizes for existing, make sure he or she will demonstrate positive returns. Your love life should have a solid ROI.


5. Holding on to friends that waste your time and add no value to your life

You’ll be sucked down into the abyss right with them if you don’t cut the fat of the group. Family and friends could have been great to you as a child, but if they no longer hold the value and inspiration that is needed for you to thrive in life, then cut them loose.

The only individuals you should be surrounding yourself with are those that challenge your ideas and motivate you to find the next solution to your problems. No, not the pessimistic assh*les who shoot down your ideas with their negativity, but rather the ones who genuinely want to see you succeed no matter what you do in life.


4. Forgetting about the piggy bank and spending every dollar you have

If our check is for $9, then we’re most likely spending $30. Between credit cards, school loans and every other avenue for attaining a quick dollar, our need for immediate gratification is worse than ever.

The truth is it’s about making more money, not saving it. But at the same time, if you have no means for expanding your revenue channels, then you must be able to save a few dollars here and there. No one likes to have to walk to work because he blew every dollar at LAVO.


3. Not wrapping it before tapping it

If you don’t want to have a child then you better limit your excuses. As vulgar as it may sound, sometimes there are only a few options in life, so you must avoid all potential margins of error.

The road to success is not paved with having responsibilities of children and your future wife to be. This is a somewhat lonely journey that you must take by yourself and those you love will be able to celebrate with you after.


2. Dating unstable people with mommy and daddy issues

We need to control the invincibility we all feel when it comes to both men and women. Whether she’s a stripper or he’s a frat bro, we feel the need to be the knight in shining armor for our lovers.

As chivalrous as this may seem, we hate to break it to you, but you will never be able to change anyone. By setting yourself up for a losing battle, you’ve only ensured your misery for the next few months. She’s clingy for a reason, don’t be her Dr. Phil. And if he doesn’t have ambition now, he never will.


1. Forgetting that karma is a huge b*tch

Whether it’s burning bridges with people you loved, stealing your friend’s girlfriend or plotting against an ex-partner, we must always remember that karma is the biggest b*tch we’ve ever met.

There is nothing more true than the fact that whatever goes around comes around, and you are not immune to the cosmic forces that be. We’re not asking you to go on your Mother Teresa pilgrimage, but don’t be surprised when reality catches back up with you and brings you to your knees. Be a good person. You’ll get further in life.

*This article has been edited to exclude potentially explicit content; the views and opinions expressed within this article are solely those of the contributor.

Article by elite daily


Monday, November 18, 2013

Groom For Improvement

Looking to enhance your brand at work? Don’t be that guy.

YOU, TOO, HAVE A PERSONAL BRAND

So, you never judge a book by its cover? You’re way too comfortable in your own skin to worry about others’ opinions? Kudos for being a highly evolved human being. Just for grins, though, try conducting this small experiment. Take a quick glance sideways and ask yourself whether you’ve made any assumptions about the person sitting next to you. Be honest.
“Everyone has a personal brand. It’s not only how you view and describe yourself, it’s how others perceive you,” says Dan Schawbel, author of Promote Yourself: The New Rules For Career Success.
While the term “personal brand” is relatively new, we’ve long been forming opinions about those we interact with — and we are more than willing to do so with very little information. Decades worth of research has shown that we make lasting judgments about others based on everything from clothing choices and posture to facial expressions and Facebook profiles.
“All of it matters,” Schawbel says, “dress, body language, what you have to say, your online presence — it all adds up to the package you’re communicating to others.”
And while it may feel superficial (and irritating) to be concerned with whether your favorite “Growing Old Is Mandatory, But Growing Up is Optional” T-shirt is conveying the wrong idea to the office citizenry, the hard truth is that such choices can have a pretty dramatic impact on your career. To wit, York College of Pennsylvania’s 2013 Professionalism Study concluded that the vast majority of 401 human resource professionals believe unprofessional appearance can have a negative effect during the hiring stage and influence your colleagues’ perception of your competence.
Spirit November 2013 p. 66
Great article by

Jill Coody Smits, Spirit


Monday, November 11, 2013

Halloween Fun


Halloween Fun



             Some people take Halloween very seriously. This year, those people were us. We’ve had varying degrees of Halloween spirit over the years, but the moment we announced we are having a halloween party for our favorite charity, it was ON. The highlights were: We raised $300 for charity and on top of that had a blast! Best Costume won a prize and the crew in charge of the decor definitely  went all out. I can't wait for all the holiday festivities that are yet to come!! 

Here is some of the fun we had for a Good Cause!